Spiritual issues also require practical action. Some suggestions for action by the local church are as follows:
1. Practical and personal help
There are a number of organisations that can help families in severe financial crisis. The following links provide useful information and practical advice on dealing with debt.
Christians Against Poverty (CAP)
CAP work with the local church to provide financial counselling. They work with a family in debt, to establish a workable budget, and will then negotiate with creditors to pay off debts at an agreed timetable. The first CAP office in Victoria opened at CCC Whitehorse in early 2009.
Christians Against Poverty (UK)
UK Financial Services Authority
Consumer Affairs Victoria
Credit Action UK
Church of England
UK Citizens Advice
UK Consumer Credit Counselling Service