Wednesday, September 9, 2009

Practical action

Spiritual issues also require practical action. Some suggestions for action by the local church are as follows:

1. Practical and personal help
There are a number of organisations that can help families in severe financial crisis. The following links provide useful information and practical advice on dealing with debt.

Christians Against Poverty (CAP)
http://www.capaust.org/index.php

CAP work with the local church to provide financial counselling. They work with a family in debt, to establish a workable budget, and will then negotiate with creditors to pay off debts at an agreed timetable. The first CAP office in Victoria opened at CCC Whitehorse in early 2009.

Christians Against Poverty (UK)
http://www.capuk.org/

RED2BLACK
http://www.red2black.org.uk/

UK Financial Services Authority
http://www.moneymadeclear.fsa.gov.uk/debt_test

Consumer Affairs Victoria
http://www.consumer.vic.gov.au/CA256EB5000644CE/page/Credit+&+Debt-Dealing+with+Debt-Financial+counselling?OpenDocument&1=80-Credit+%26+Debt~&2=50-Dealing+with+Debt~&3=40-Financial+counselling~

Credit Action UK
www.creditaction.org.uk
http://www.creditaction.org.uk/moneymanual-dealing-with-debt.html

Church of England
http://www.cofe.anglican.org/debt/strugglingwithdebt/

UK Citizens Advice
www.adviceguide.org.uk/index/life/debt.htm

UK Consumer Credit Counselling Service
http://www.cccs.co.uk/

Money Basics
http://www.moneybasics.co.uk/

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